Is this Tampa’s Trashiest Car?

Listen, we are all entitled to hook up our cars to our liking and to represent our personalities. But, at what point is it too much as a driving distraction? Some say this is Tampa's trashiest car. But like most things, there are more layers to uncover. And when momma said, "Don't judge a book by its cover"... this may be exactly that.

It's likely that you've noticed a specific car on the roads around Tampa lately. It would be nearly impossible to miss the car if it's within a few hundred meters. Since it's decked out with neon LED lights, it's lit up like a Christmas tree. The spoiler is even adorned with four large green poles. The car usually drives around Tampa streets in the early morning hours.

The video and thread on Reddit show the car in all its glory and does more to describe it than any words can. The driver of this car has been called trashy by some, but it turns out he is actually a really nice guy and a fixture in the Tampa community.

Known as 'Speedy', the driver delivers food using apps such as Doordash and Uber. This is his mode of transportation. Considering that customers can easily recognize him if he delivers to a dark street, it's actually a pretty smart idea. Can it be a distraction? Or is it a "bright" idea? Ha...see what I did there? Ok, no more dad jokes.

He has a reputation that goes beyond that. According to the comments on the Reddit thread, He has also been described as highly charitable by locals. Have you seen this car while out and about? Is this awesome...or a road hazard?

It's probably not a surprise to you, but we pay way more than our neighbors in other states for car insurance. Drive on Highway 19 or I-4 and it's not hard to see why. But believe it or not, there is one other state that has to pay more than we do.

ValuePenguin did the research and came up with this list of the 10 most expensive states for full auto insurance coverage. Want the cheapest car insurance? They say move to Maine or Vermont. Even crossing the state line to Georgia can cut your rate in half compared to what we pay in Florida.  But avoid these 10 states.

Kind of a surprise to me. Maybe their drivers are a mile high behind the wheel? Colorado drivers pay on average $168 per month.

Another one I wouldn't have expected to see on the list.  They pay $170 per month.

Philadelphia drivers are pretty wild, but I never had any problems driving through Delaware.  But I didn't stop long.  They average $171 per month.

There's probably a big range in rates based on which city you actually live in.  Connecticut has a lot of woods with just a few really busy spots like Hartford and I-95 heading to New York City.

Absolutely surprised New York nor Massachusetts ranked in the top 3.  Believe it or not, New York doesn't even make the top 10 list!  I've lived most of my adult life in Massachusetts and if you have friends or family up there, you've probably heard the infamous word they use for Mass drivers.  Massho**s.  I think you can figure it out.

No doubt the hurricanes have contributed to their sky high rates.

Things get wild in Las Vegas, but once you get out of that area, it's a lot of desert so I'm sure you can save a buck or two if you live in the 'burbs.

Totally makes sense.  I love Providence, but you get a lot of fast drivers en route to NYC.  Plus New England winters mean fender benders.

Drive on our highways and you know why we made the list.  Of course Floridians tend to plead innocent and say it's all the out of state drivers who drive the rates up by driving poorly.  But if they were bad drivers, wouldn't their home states beat us out?

I've never driven in Michigan but I'm sure Detroit traffic must be wild.  Add in all the awful winter weather they get and it's probably why Michigan ran away with the title of most expensive state in the nation for auto insurance.  They pay on average almost $400 a month, according to the study!  That's almost DOUBLE what we pay in Florida according to their research!